Multi-Asset Funds: The All-Rounders Every Portfolio Needs

Every successful cricket team has that one dependable all-rounder, the kind of player who can steady the innings when wickets are tumbling and also accelerate when the team needs runs. They may not always grab headlines, but they’re often the reason a team wins tough matches.

In investing, multi-asset allocation funds play exactly that role. They are the all-rounders of your portfolio –  flexible, balanced, and dependable.

Think of equity as your aggressive batsman – capable of big runs, but also vulnerable to market swings. Debt acts like your solid defensive player – not flashy, but steady and reliable when conditions get tough. And gold or silver? That’s your brilliant fielder – not always in the spotlight, but crucial when it comes to saving the match during turbulent times.

What makes multi-asset funds special is how they bring these three elements together in perfect balance. When equity markets rally, they score runs. When volatility spikes, their debt and gold components step in to protect the portfolio – just like an all-rounder switching roles based on match conditions.

The last two years have been a great reminder of this. Multi-asset funds have quietly delivered strong, risk-adjusted returns, outperforming indices while keeping volatility under control – proving once again that consistency often beats aggression.

Just as a good captain knows when to send in the all-rounder, investors too must know how to give the right weightage to this category. For those aiming for steady long-term performance with controlled risk, multi-asset funds deserve a permanent spot in the playing XI of your portfolio.

At Vika Wealth, we help you use multi-asset funds to bring balance and consistency to your investment game.